Our Website is operated by Finhub Technologies Limited (“Finhub”, “we“, “us” or “our“). We are registered in England and Wales under company registration number 10094765. Our registered office is at Spaces, Citypoint. 1 Ropemaker Street, London, EC2Y 9HT, England.
2. Other applicable terms
Certain content is made available to all users of our Website. However, if you wish Finhub to:
- manage your portfolio on a discretionary basis; and
- arrange for the safe custody of your investments with an authorised custodian.
(together, “our services“), you will need to open an account with us and complete our sign-up procedures to our satisfaction.
3. Change to these terms and our website
We may update our Website from time to time and may change the content at any time. However, please note that any of the content on our Website could be out of date at any given time and we are under no obligation to update it.
4. Accessing our website
Our Website is made available free of charge.
We reserve the right to restrict access to some parts of our Website to members and to only deliver our services to members.
We do not guarantee that our Website, or any content on it, or our services will always be available or be uninterrupted or that it will be free from errors. Access to our Website is permitted on a temporary basis. We may suspend, withdraw, discontinue, change or restrict the availability of all or any part of our Website without notice. We will not be liable to you if for any reason all or any part of our Website is unavailable at any time or for any period.
You are responsible for making all arrangements necessary for you to have access to our Website.
5. Intellectual property rights
We are the owner or the licensee of all intellectual property rights in our Website and our services, including the material published on, and the software and programming behind, our Website. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.
You may print off one copy, and may download extracts, of any page(s) from our Website for your personal use and you may draw the attention of others within your organisation to content posted on our Website.
You must not:
- modify or copy the paper or digital copies of any materials you have printed off or downloaded in any way;
- use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text;
- attempt to decompile or reverse engineer any software contained on our Website;
- remove any copyright or other proprietary notations from the materials;
- use any part of the content on our Website for commercial purposes without obtaining a licence to do so from us or our licensors; or
- transfer the materials to another person or copy (in whole or part) the materials on any other site or server.
Our status (and that of any identified contributors) as the authors of content on our Website must always be acknowledged.
6. Reliance on information
Although we make reasonable efforts to update the information on our Website, we make no representations, warranties or guarantees, whether express or implied, that the content on our Website is accurate, complete or up-to-date.
We and our service providers make no warranty that (i) our Website will meet your requirements, (ii) use of our Website will be uninterrupted, timely, or error-free, (iii) the results that may be obtained from the use of our Website will be accurate or reliable, (iv) the quality of any products, services, information, or other material purchased or obtained by you through our Website will meet your expectations, or (v) any errors in the technology will be corrected.
Any material downloaded or otherwise obtained through your use of our Website is done at your own discretion and risk and you are solely responsible for any damage to your computer system or loss of data that results from the download of any such material. No advice or information, whether oral or written, obtained by you from us or any of our service providers through or from our Website will create any warranty not expressly stated in these terms.
7. Limitation on our liability
To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to our Website or any content on it, whether express or implied.
We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty or otherwise, even if foreseeable, arising under or in connection with your use of, or inability to use, our Website or your reliance on any content on our Website.
We will not be liable to you for:
- loss of profits, sales, business, or revenue;
- business interruption;
- loss of anticipated savings;
- loss of business opportunity, goodwill or reputation; or
- any indirect or consequential loss or damage.
The transmission of information via the internet is not completely secure. Although we will do our best to protect any data that we hold or process about you or your accounts, we cannot guarantee the security of your data transmitted via our Website; any transmission is at your own risk.
8. Offer and advice
By retrieving content, no contractual relationship is formed between you and us unless specifically stated otherwise. Unless specifically declared by us, no content constitutes any kind of offer that can be accepted by you. The digital platform does not offer or make offers to buy or sell any kind of financial instruments or financial products such as funds or securities.
None of the content provided intends to offer investment, legal or tax advice. Especially concerning financial instruments, the content provided must not be understood as advice for the purchase or sale of individual investments or more generally as investment recommendations.
When investing, your invested capital is at risk and all financial products and instruments are subject to a range of risks. It is your responsibility to ensure that all content, information, services and products on our website are appropriate to your individual financial, legal or tax situation and to consult a professional advisor on these matters if you are unsure about their implications.
9. Prohibited uses
You may not use our Website for illegal or unlawful or malicious activities, or for activities that we deem improper for any reason whatsoever in our sole judgement. This includes, without limitation, the laundering of the proceeds of any unlawful activity, the ﬁnancing of terrorism, the commission of fraud or market manipulation, or the harassing or making disparaging comments to any user of our Website. We reserve the right to take preventative or corrective actions to protect us and our users.
While using our Website, you may not (a) impersonate any person or entity, falsely state or otherwise misrepresent your afﬁliation with any person or entity, or use or provide any fraudulent, misleading or inaccurate information; (b) defame, abuse, harass, stalk, intimidate, bully, threaten or otherwise violate the rights of others, including without limitation others' privacy rights or rights of publicity; (c) access or use (or attempt to access or use) another user's account without permission, or solicit another user's login information; (d) transmit any software or materials that contain any viruses, worms, trojan horses, logic bombs, defects, or other items of a malicious or destructive nature; (e) modify, adapt, sublicense, translate, sell, reverse engineer, decompile or disassemble any portion of our Website; (f) “frame” or “mirror” any portion of our Website; (g) use any robot, spider, site search/retrieval application or other manual or automatic device or process to retrieve, index, “data mine” or in any way reproduce or circumvent the navigational structure or presentation of our Website; (h) harvest or collect information about or from other users of our Website; (i) use our Website for any illegal activity; (j) probe, scan or test the vulnerability of our Website, or breach the security or authentication measures within our Website or take any action that imposes an unreasonable or disproportionately large load on the infrastructure of any of our Website, such as a denial of service attack; (k) send or otherwise post unauthorized commercial communications (such as spam); (l) engage in unlawful multi-level marketing, such as a pyramid scheme; (m) post content that is hateful, threatening or pornographic, incites violence, or contains nudity or graphic or gratuitous violence; (n) access or use any portion of the content on any part of our Website if you are one of our direct or indirect competitors, or provide, disclose or transmit any portion of the content on any of our Website to any of our direct or indirect competitors; (o) use or distribute any of the content on any of our Website, including content that has been veriﬁed or conﬁrmed by you or anyone else, to directly or indirectly create or contribute to the development of any database or product; or (p) facilitate or encourage any violations of this section.
10. Linking to our website
You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it. We reserve the right to withdraw linking permission without notice.
You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists or establish a link to our Website in any website that is not owned by you.
Our Website must not be framed on any other Website and you may not create a link to any part of our Website other than the home page.
11. Third party links and resources on our website
Where our Website contains links to other sites and resources provided by third parties, these links are provided for your information only.
We have no control over the contents of those sites or resources and assume no responsibility for such content. Such links should not be interpreted as an endorsement by us of those linked sites. We will not be liable for any loss or damage that may arise from your use of them.
12. Applicable law
13. Contacting us
If you have any questions or comments on this policy you can contact us at firstname.lastname@example.org.