Site Terms

These are the Site Terms of Exo Investing.

Last update: 20/08/2017

1. Terms of use

These terms of use (together with the documents referred to in them) tell you the terms on which you may make use of our website www.exoinvesting.com and any of its sub domains (“our Website“).

Our Website is operated by Finhub Technologies Limited (“Finhub”, “we“, “us” or “our“). We are registered in England and Wales under company registration number 10094765. Our registered office is at 1 Primrose Street, London EC2A 2EX.

These terms of use apply whether you are using our Website as a guest or as an account holder (a “member“). Use of our Website includes accessing, browsing, opening an account with us and completing our sign-up procedures to our satisfaction.

Please read these terms of use carefully before you start to use our Website as they will apply to your use of our Website. We recommend that you print a copy of these terms for future reference.

By using our Website, you confirm that you accept these terms of use and that you agree to comply with them and any applicable laws and regulations. If you do not agree to these terms of use, you must not use our Website.

If you are using our Website on behalf of an organisation of which you are an employee, officer, agent or other contractor, such organisation will be responsible to us for ensuring you and any other person who uses our Website on the organisation’s behalf complies with these terms of use. You confirm that you have the authority to accept such responsibility on behalf of your organisation.

2. Other applicable terms

These terms of use refer to our Data & Privacy Policy available at www.exoinvesting.com/data-privacy-policy.

Certain content is made available to all users of our Website. However, if you wish Finhub to:

(together, “our services“), you will need to open an account with us and complete our sign-up procedures to our satisfaction.

3. Change to these terms and our website

We may revise these terms of use at any time by amending this page. Please check this page every time you wish to use our Website to take notice of any changes we make as they are binding on you.

We may update our Website from time to time and may change the content at any time. However, please note that any of the content on our Website could be out of date at any given time and we are under no obligation to update it.

4. Accessing our website

Our Website is made available free of charge.

We reserve the right to restrict access to some parts of our Website to members and to only deliver our services to members.

We do not guarantee that our Website, or any content on it, or our services will always be available or be uninterrupted or that it will be free from errors. Access to our Website is permitted on a temporary basis. We may suspend, withdraw, discontinue, change or restrict the availability of all or any part of our Website without notice. We will not be liable to you if for any reason all or any part of our Website is unavailable at any time or for any period.

You are responsible for making all arrangements necessary for you to have access to our Website.

You are also responsible for ensuring that all persons who access our Website through your internet connection are aware of these terms of use and other applicable terms and conditions, and that they comply with them.

5. Intellectual property rights

We are the owner or the licensee of all intellectual property rights in our Website and our services, including the material published on, and the software and programming behind, our Website. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

You may print off one copy, and may download extracts, of any page(s) from our Website for your personal use and you may draw the attention of others within your organisation to content posted on our Website.

You must not:

Our status (and that of any identified contributors) as the authors of content on our Website must always be acknowledged.

If you print off, copy or download any part of our Website in breach of these terms of use, your right to use our Website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

6. Reliance on information

Although we make reasonable efforts to update the information on our Website, we make no representations, warranties or guarantees, whether express or implied, that the content on our Website is accurate, complete or up-to-date.

We and our service providers make no warranty that (i) our Website will meet your requirements, (ii) use of our Website will be uninterrupted, timely, or error-free, (iii) the results that may be obtained from the use of our Website will be accurate or reliable, (iv) the quality of any products, services, information, or other material purchased or obtained by you through our Website will meet your expectations, or (v) any errors in the technology will be corrected.

Any material downloaded or otherwise obtained through your use of our Website is done at your own discretion and risk and you are solely responsible for any damage to your computer system or loss of data that results from the download of any such material. No advice or information, whether oral or written, obtained by you from us or any of our service providers through or from our Website will create any warranty not expressly stated in these terms.

7. Limitation on our liability

Nothing in these terms of use excludes or limits our liability for death or personal injury arising from our negligence, or our fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.

To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to our Website or any content on it, whether express or implied.

We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty or otherwise, even if foreseeable, arising under or in connection with your use of, or inability to use, our Website or your reliance on any content on our Website.

We will not be liable to you for:

The transmission of information via the internet is not completely secure. Although we will do our best to protect any data that we hold or process about you or your accounts, we cannot guarantee the security of your data transmitted via our Website; any transmission is at your own risk.

8. Offer and advice

By retrieving content, no contractual relationship is formed between you and us unless specifically stated otherwise. Unless specifically declared by us, no content constitutes any kind of offer that can be accepted by you. The digital platform does not offer or make offers to buy or sell any kind of financial instruments or financial products such as funds or securities.

None of the content provided intends to offer investment, legal or tax advice. Especially concerning financial instruments, the content provided must not be understood as advice for the purchase or sale of individual investments or more generally as investment recommendations.

When investing, your invested capital is at risk and all financial products and instruments are subject to a range of risks. It is your responsibility to ensure that all content, information, services and products on our website are appropriate to your individual financial, legal or tax situation and to consult a professional advisor on these matters if you are unsure about their implications.

9. Prohibited uses

You may not use our Website for illegal or unlawful or malicious activities, or for activities that we deem improper for any reason whatsoever in our sole judgement. This includes, without limitation, the laundering of the proceeds of any unlawful activity, the financing of terrorism, the commission of fraud or market manipulation, or the harassing or making disparaging comments to any user of our Website. We reserve the right to take preventative or corrective actions to protect us and our users.

While using our Website, you may not (a) impersonate any person or entity, falsely state or otherwise misrepresent your affiliation with any person or entity, or use or provide any fraudulent, misleading or inaccurate information; (b) defame, abuse, harass, stalk, intimidate, bully, threaten or otherwise violate the rights of others, including without limitation others’ privacy rights or rights of publicity; (c) access or use (or attempt to access or use) another user’s account without permission, or solicit another user’s login information; (d) transmit any software or materials that contain any viruses, worms, trojan horses, logic bombs, defects, or other items of a malicious or destructive nature; (e) modify, adapt, sublicense, translate, sell, reverse engineer, decompile or disassemble any portion of our Website; (f) “frame” or “mirror” any portion of our Website; (g) use any robot, spider, site search/retrieval application or other manual or automatic device or process to retrieve, index, “data mine” or in any way reproduce or circumvent the navigational structure or presentation of our Website; (h) harvest or collect information about or from other users of our Website; (i) use our Website for any illegal activity; (j) probe, scan or test the vulnerability of our Website, or breach the security or authentication measures within our Website or take any action that imposes an unreasonable or disproportionately large load on the infrastructure of any of our Website, such as a denial of service attack; (k) send or otherwise post unauthorized commercial communications (such as spam); (l) engage in unlawful multi-level marketing, such as a pyramid scheme; (m) post content that is hateful, threatening or pornographic, incites violence, or contains nudity or graphic or gratuitous violence; (n) access or use any portion of the content on any part of our Website if you are one of our direct or indirect competitors, or provide, disclose or transmit any portion of the content on any of our Website to any of our direct or indirect competitors; (o) use or distribute any of the content on any of our Website, including content that has been verified or confirmed by you or anyone else, to directly or indirectly create or contribute to the development of any database or product; or (p) facilitate or encourage any violations of this section.

10. Linking to our website

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it. We reserve the right to withdraw linking permission without notice.

You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists or establish a link to our Website in any website that is not owned by you.

Our Website must not be framed on any other Website and you may not create a link to any part of our Website other than the home page.

11. Third party links and resources on our website

Where our Website contains links to other sites and resources provided by third parties, these links are provided for your information only.

We have no control over the contents of those sites or resources and assume no responsibility for such content. Such links should not be interpreted as an endorsement by us of those linked sites. We will not be liable for any loss or damage that may arise from your use of them.

12. Applicable law

These terms of use are governed by English law. You and we both agree that the courts of England and Wales will have non-exclusive jurisdiction to deal with any disputes arising in relation to your use of our Website.

13. Contacting us

If you have any questions or comments on this policy you can contact us at help@exoinvesting.com.