Exo Investing Blog

Why to transfer your existing ISA to Exo


Nobody can predict the direction of markets, but that doesn’t stop a lot of people from guessing — and losing a lot of money in the process. Even the best analysts and fund managers rarely make all the right calls and, as with many market crashes, investors tend to not see them coming.

Take even the first few months of this year. As we enter the third year of a global pandemic, markets have been very volatile since the start of 2022. With lockdowns across the world, inflation increased dramatically towards the end of 2021, which has continued in the early months of 2022 and looks set to continue for a while longer

But whatever the market is doing, given the exponential advances in technology, shouldn’t investors now have the ability to invest their money with peace of mind?

The Exo Stocks and Shares ISA is a breakthrough for private investors. Using the latest in quantitative asset management techniques, we are able to offer daily risk management and individual portfolios to each and every investor — the kind of service that was previously only available to very wealthy clients or private banks.

Clients can select the areas, sectors and asset classes they want to prioritise from Healthcare to Infrastructure, United States to Emerging Markets and Gold to Real Estate. Exo does the rest, identifying the best ETFs which match these investment focus areas and your risk parameters, from a universe of over 500 leading ETFs.

Our machine learning algorithms, honed over 30 years anticipate and monitor market volatility, optimising each portfolio to minimise these kind of losses. Even experienced investors can forget that if your portfolio loses 50%, you have to make back 100% to recuperate your money.

That’s why at Exo we focus on smoothing your investment journey, automatically adjusting the composition of your portfolio from less riskier assets in times of market distress and increasing your exposure to equities in more favourable market conditions.

We also believe in full transparency: customers can log on to their personal account via the website or the app 24/7 to see what is in their portfolio and how it is performing. They can also change their preferences and goals at any point, for no extra cost. Unlike DIY platforms where you can end up paying significant trading fees, as an Exo customer you pay an all-inclusive management fee, dependent on the size of your portfolio.

As with any other ISA, you can invest a maximum of £20,000 in 2022/23 tax year and any gains you accrue will be tax free — as long as they are kept within the ISA.

It’s time to take advantage of what 2022/23 can offer.

Your investment co-pilot has arrived, giving you more control, with less effort. Our highly developed algorithms are designed to provide greater stability during times of uncertainty and a smoother ride throughout this tax year and beyond.

Open an Exo Stocks and Shares ISA now, before time runs out.

When investing, your capital is at risk. The value of your investments can go down as well as up, so you could get back less than you invested.